CZ: Why the Days of Centralized Exchanges Are Numbered  

DeFi, or decentralized finance, finally found its footing this year, with numerous DeFi tokens and protocols gaining widespread traction amongst crypto users. Powered by smart contract technology, innovations like yield farming have allowed everyday users to earn unprecedented interest on their crypto assets.

https://www.coindesk.com/defi-why-the-days-of-centralized-exchanges-are-numbered